2. Listen again. Match speakers 1-4 with sentences A-E. There is one extra sentence. 

A  Speaker _____ buys something which is not often used today 

B  Speaker_____ spends money online. 

C  Speaker _____ only saves money by buying a lot of something 

D  Speaker _____ pays for things with somebody else's money. 

E  Speaker _____  is running out of space for all the things he / she buys. 

Reading 

4. Read the three texts. For each text, choose the correct answer (a, b or c). 

Best TV moments

The highlight of last night's television was the first episode of the reality show Secret Millionaire. The idea behind the show is for a millionaire to take on a new identity and go into poor areas of their city to find three charities to give some of their money to. They spend a week working with the organisations, revealing their true identity at the end of the programme. At this point, they give each of the charities a cheque for tens of thousands of pounds. Last night's show had more drama than usual - you'll have to watch to find out why - but finished with millionaire music producer David King donating £50,000 to the charities he had worked with. 

1 The author of the text wants to 

1. give advice to millionaires on what to do with their money.

2. give an opinion on a TV programme. 

3. explain how reality shows can be good for society. 

What’s in a sofa?

When three students bought a sofa from a charity shop, they got more than they paid for. When they brought the sofa home, they discovered an envelope full of 20noteshiddenunderthecushions.Theycontinuedtolookandfoundmoreenvelopes!Bythetimetheyfinished,theyhadover20noteshiddenunderthecushions.Theycontinuedtolookandfoundmoreenvelopes!Bythetimetheyfinished,theyhadover40,000. At first, the students began to talk about what they would do with the money. One said he would buy his mum a new car. But when they found a woman's name on one of the envelopes, they knew that they had to give it back. They called the woman who was so delighted to hear from them that she gave them $1,000 for returning her money. 

2 What was the students' first idea when they realised they had $40,000? 

1. To split up the money and spend it 

2. To find the person who it belonged to

3. To call the charity shop about the sofa 

Calling all students!

Are you over seventeen years and six months old and in full-time education? Then why not open an account with us? With our Student Account, you get all the usual offers: free online banking and access to your money twenty-four hours a day, seven days a week. But on top of that, we won't charge you for going over your limit (up to £1,400). We also have a new banking app that you can use to manage your money more easily. If you want a flexible way to look after your money, our Student Account is the one for you. To open an account, fill in the application form on our website, or call your nearest branch for more information. 

3 The text gives readers 

1. some information about different kinds of bank accounts 

2. tips on how to manage your money as a student 

3. a number of reasons why they should open one particular account.

Grammar and vocabulary 

6. Choose the best options to fill in the blanks.

Shopping revolution

Do you often go shopping? If so, how do you usually (1)______  the items you buy? Some people still use cash, because it's easier to know (2)______ money you have spent. But if you're (3)______   of money when you reach the supermarket check-out, it can be very embarrassing. Other people pay by card, so that they (4)______   carry a lot of money around with them. Unfortunately, credit cards often make you spend more money (5)______   you had planned. And it isn't until the end of the month that you realise that you (6)______   the bank a lot of money. To carry cash or cards, you need a wallet and a bag - or quite a big pocket! But wouldn't it be great if you (7)______   your wallet at home? If you (8)______  a smartphone, it seems that you will soon be able to do that. The company Vocalink 

(9)______  a new app called Zapp which will allow people to pay by phone in the future. Zapp will completely change the way we shop - and our mobile phones (10)______   even more necessary than they already are.

1   a   buy for                   b   pay                        c   pay for 

2   a   how much              b   how                       c   how many 

3   a   few                         b   short                      c   little 

4   a   don't have to           b   must                      c   mustn't 

5   a   as                            b   than                       c   that 

6   a   borrow                    b   owe                       c   lend 

7   a   would leave            b   will leave              c   could leave 

8   a   have                        b   will have               c   would have 

9   a   develops                 b   is developing         c   had developed 

10 a   become                   b   will become           c   would become