Discuss the questions in pairs

Suggestions:

Person A: Hi there! Let's discuss the questions in pairs. I'll start with the first one. When are you willing to spend money on something you want?

Person B: Hi! I think I'm willing to spend money on something I want when it's something that I really value, like a hobby or an experience that I know will bring me happiness. How about you?

Person A: Same here! I think I'm willing to spend money on something I want when it's something that will add value to my life or help me achieve my goals.

Person B: That's a great perspective! Speaking of spending money, when do you decide to save your money instead?

Person A: I tend to save my money when I'm not sure if I really need the thing I want or if it's something that's not essential to my daily life. I also like to save up for big purchases that I know will make a significant impact on my life.

Person B: I totally agree. Saving for a rainy day is always a good idea, and it's important to be mindful of our spending habits.

Person A: Definitely. So, what do you think many people waste money on?

Person B: I think many people waste money on things they don't really need or things that are trendy but won't last long. Also, impulse buying is a big culprit. How about you?

Person A: I agree with you on that. I think people also tend to waste money on subscriptions or services they don't really use or need, like multiple streaming services or gym memberships they rarely use.

Person B: Yes, that's very true. It's important to evaluate our spending habits and make sure we're not wasting money on things that don't really add value to our lives.